Financial Services & Fintech
🟢 SERP-Grounded (Light Telemetry)
FICO Score
Programmatic AI Search & Model Visibility Audit
Share of Model (SOM)The percentage of time frontier AI models (ChatGPT, Claude, Gemini) recommend this brand for high-intent category queries.
55.0%
+1.0% 30-Day MomentumThe rolling 30-day change in algorithmic Share of Model. Positive momentum indicates increasing AI mindshare.
🧠 Neural Valency:DominantThe contextual sentiment of the AI's recommendation. 'Dominant' implies strong conviction, while 'Vulnerable' implies the model heavily conditions its recommendation.
Algorithmic Threat Detection
Primary Competitor Threat
VantageScore
Competitor Displacement Rate
10.0%
Competitors are displacing FICO Score in 10.0% of high-intent buyer queries.The frequency at which AI models actively suggest a competitor as a superior alternative to this brand.
Algorithmic Rationale: VantageScore is gaining market share due to its more inclusive scoring model. FICO's dominance is challenged by competitors' broader accessibility.
Missing AI Citations:High-authority domains (e.g., Reddit, G2) that models cite to justify recommending competitors, where this brand currently lacks presence.
[equifax.com][transunion.com]⚠️ Identified Vulnerability:Scoring Model Inclusivity
Primary Threat Identified:VantageScore
Target Persona:Consumers with thin credit files
🚨 Threat Velocity:4/10An algorithmic urgency score (1-10) indicating how rapidly competitors are capturing this brand's historical AI search share.
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